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Mosaik's

Early Warning Platform

An advanced, collaborative and interpretative platform designed to minimise the inherent information asymmetry between corporate borrowers and lenders
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How it works

how ewp works

Business Benefits

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MANAGEMENT
  • Facilitates industry and customer wise  portfolio management

  • Improves employee productivity and  shifts focus and KRAs to portfolio  health

  • Creates competitive advantage through portfolio level insights

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  • Provides independent inputs on  customers’ activities from news media  and stock exchanges

  • Improves business relationships

  • Improves strategic portfolio risk  analysis - geographical, industry and  regulatory

BUSINESS UNIT
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  • Early identification of stress signals in  accounts

  • Improves predictive capabilities on potential defaulters

  • Creates dynamic and robust credit scoring models

CREDIT RISK
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ALM COMMITTEE
  • Extrapolates customer level insights  to create a holistic view of industry  level risk exposure

  • Dynamic account score depicts right  risk-return profile

  • Supports liquidity management on  risky accounts for improved asset-  liability matching

Learn More

Global Data Hub
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Enhance the value of your EWP with Mosaik's Global Data Hub, a one-stop solution for all external data about borrowers - including corporate registry, media and macro-economic indicators. 

Mosaik's Dynamic Risk Score
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Mosaik's USP is our proprietary algorithm that synthesises data from multiple sources - external, bank and corporate - in real-time, to derive an entity's risk based on underlying and aggregate events, macro-indicators and ML/AI models

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Our team collectively has over 50 years of global expertise in the banking and financial services industry, making us your ideal digital transformation partner  - we undertake projects at the cusp of business and technology to help you grow revenue, lower costs and better manage risks

Try out the EWP for 30 days?

The

MOSAIK

Advantage

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Our ability to implement solution based on your requirements - public cloud, private cloud and on-premise implementations available

Get started immediately - our out-of-the-box, cloud-based solution can be set up within a week for immediate results

Open-ended architecture that allows any number of sub-systems to be integrated with solution for greater impact on business with minimal disruptions

Our implementation team consists of business as well as technology experts, providing you with a holistic solution

Key Features

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Ability to customise all modules of the EWP to suit your organisation's needs at the tip of your fingers - including onboarding and off boarding of entities, set up of data sources and frequency, customised thresholds for analytics based on risk profile of entity/industry/segment, as well as channeling of outputs across various platforms

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Set up of workflows as per your organisations' SOPs, with curated roles created within the application to allow for multiple levels of approval. Includes the ability to define sequence of activities to be performed in managing the borrowers being monitored on the platform, and restricting critical modules such as modifications to the analytical engine to administrative users

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Advanced machine learning and artificial intelligence models built into the analytical engine, allowing for predictive analytics on performance of entities based on historical data points. Our Stress Testing module allows management to assess potential impact of key macro events at both borrower and portfolio level, such as fluctuations in forex rates, industry regulations and geographical events